BUFFY: But I haven't spent any money. I was all ... dead and frugal.
WILLOW: I-I know, this comes as a bit of a shock after ... a bit of a shock, but ... it took us by surprise too.
TARA: Your mother prepared everything really well. She had insurance ...life insurance.
XANDER: Which should have left you covered, but ... hospital bills.
WILLOW: Pretty much sucked up all the money.
ANYA: Which you're still hemorrhaging, by the way.
BUFFY: How am I doing that?
ANYA: No, not you, the house. Uh, see, this house, just sitting here, doing nothing, um, by itself costs money.
DAWN: So, what do we do?
BUFFY: Easy. We burn the house to the ground and collect the insurance. (Dawn continues looking worried) Plus, fire? Pretty.

That's All Folk's.  Plus I couldn't think of another good name that wasn't taken.  LOL.